Top 7 Investing Apps for Beginners in Canada (2025 Guide)

Top 7 Investing Apps for Beginners in Canada (2025 Guide)
Looking to start investing in 2025 but not sure where to begin? Choosing the right investing app in Canada can make all the difference. The best apps simplify investing, lower fees, and guide beginners toward smart financial habits.
Why Canadian Beginners Need Investing Apps
Investing apps help you:
- Build wealth with minimal experience
- Track investments and account balances in real-time
- Access Canadian TFSA, RRSP, and personal accounts
- Learn about stocks, ETFs, and automated investing
Top 7 Investing Apps for Canadians in 2025
- Wealthsimple Trade – Commission-free trading, no minimums, easy mobile app. Great for beginners starting with ETFs or small stocks. Learn more: Wealthsimple Trade
- Questrade – Low trading fees, strong ETF options, and beginner-friendly resources. ([Questrade beginner guide](https://www.questrade.com))
- Qtrade Direct Investing – Full-featured platform with mobile support, high-rated usability, and educational tools for beginners. ([Million Dollar Journey](https://milliondollarjourney.com/best-stock-trading-apps-canada.htm))
- TD Easy Trade – Linked to TD Bank, simple interface, ideal for those who prefer banking and investing together. ([TD Easy Trade](https://www.td.com/ca/en/investing/easytrade/))
- Moka (formerly Mylo) – Micro-investing app, perfect for saving spare change and learning investing habits. ([Moka](https://www.moka.ai))
- CIBC Investor’s Edge – Traditional bank platform with low fees and beginner-friendly guidance. ([CIBC Investor’s Edge](https://www.cibc.com/en/personal-banking/investments/investors-edge.html))
- Wealthsimple Robo-Advisor – Automated investing for hands-off beginners, with portfolios built for goals and risk level. ([Wealthsimple](https://www.wealthsimple.com/en-ca/product/robo))
How to Choose the Right Investing App
- Want simplicity? → Wealthsimple Trade or Robo-Advisor
- Want low fees and flexibility? → Questrade or Qtrade
- Prefer bank integration? → TD Easy Trade or CIBC Investor’s Edge
- Want to automate savings? → Moka or Wealthsimple Robo-Advisor
Tips for Beginner Investors
- Start small: even $25 per week adds up
- Pick one account type: TFSA, RRSP, or personal account
- Use auto-deposit features to stay consistent
- Focus on long-term growth instead of short-term gains
Common Beginner Mistakes
- Trying to time the market instead of investing regularly
- Ignoring fees, especially for U.S. stock conversions
- Switching apps too frequently; consistency matters
Internal Links to Boost SEO
- Budgeting Apps for Canadians – manage your cash flow while investing
- Side Hustles for Extra Cash – increase the money you can invest
Conclusion
The right investing app for you depends on your goals, experience level, and budget. Pick one app, start small, and stay consistent. Over time, small steps can grow into significant wealth.
Your Next Step: Choose an investing app from this list, open an account, and set up recurring investments—even $25/month makes a difference.
References
- Million Dollar Journey – Best Stock Trading Apps Canada
- Money.ca – Best Investment Apps for Canadians
Final Thoughts
In 2025, beginner investors in Canada have no shortage of smart, secure tools to start their journey. From Wealthsimple Trade’s zero-commission model to Moka’s effortless automation, these apps make it easier than ever to take control of your financial future.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Nerdy Advisor Hub is not affiliated with or endorsed by any app or company mentioned above.
